6 ways to keep your dream retirement on track

  • 18 listopada 2016

You may be ready to retire, but your money may not be

By Andrea Coombes Columnist,  www.marketwatch.com

Are you a retirement “do-it-yourselfer,” convinced you can plan for your own retirement without paying for a financial adviser? That’s all well and good, but given that money managers work with people in a variety of financial situations, their experiences with the problems that prevent people from retiring can offer insights into how to overcome those challenges.

A Freelancer’s Guide to Making Money

  • 11 września 2015

freelancing money guideI would say that one of the best ways to make money is to start freelancing.  I have been a freelancer for a number of years.  I learned how to write code when I ran my online e-commerce business and then grew from there.  Many people always ask me about freelancing and most of them feel that it is unreachable for them. 

How to Earn Money As a Freelancer 2

  • 6 września 2015

Method 2 of 2: Understanding Freelance Work

1
Have a vision. Know what you want and go for it! The biggest obstacle to freelancing is overcoming that mental blockage that says „You can’t do it and you shouldn’t.” To overcome that feeling, show yourself that it freelancing isn’t just something you want to do because you want to work from home, but a business plan. This isn’t just a fantastical idea, but a business reality.[16]
One useful way to start seeing freelancing as a viable option is to being the process of legitimizing it. Come up with a name for your business and a logo or font-type. Once you start creating the vision, it becomes easier to realize that this a real business you’re launching. Start the process by establishing a business name and creating a vision for your company brand.
2
Take time to enter into freelancing. Don’t jump right in and hedge all your bets on freelancing right away. Freelancing can be a great way to earn money, but it can also take a considerable amount of time to build up. Make sure that you are 100% committed to investing your time and effort into freelancing before you decide to quite your other job(s).[17]
Keep in mind that a lot of the steps in Part 1 can be undertaken while you are still working at your day job. Focus on setting the ground plan for freelancing while still earning a stable income and you’ll feel more confident and comfortable taking the leap.
3
Be ready for slow periods. In every business, there are slow periods. This will happen for your freelancing operation as well. You’ll probably get stressed and think the whole thing is a flop but know that all industries always go through ebbs and flows. Also know that eventually, business will pick back up.
Make sure to plan for slow periods, whether that meanings changing prices or having a savings plan.
The more you freelance, you’ll be able to identify trends and peak and slow periods. Ultimately, you’ll be able to anticipate when things slow for you and you’ll stop getting worried because this will be routine.[18]and you can start to expect the drought and prepare. But it takes a while to get there.
4
Be prepared to hold yourself accountable. Since as a freelancer, you are your own boss, you need to make sure that you’re doing what you need to do. While most people get excited at the prospect of not having a boss looking over their shoulders, it’s also important to remember that bosses keep you motivated and give you feedback on your progress. Without a boss, you’ll need to do this yourself most of the time.[19]
Engage in daily and weekly reflection about the work you’ve done to make sur you’re hitting your targets. If you’re not, then you need to have a serious look at your work habits and system.
Other people – such as editors or mentors if you’re a freelance writer, for example – can also help provide accountability. At the end of the day, however you’re the boss so be the boss.
5
Be ready to talk about yourself a lot. As a freelancer, especially a newly minted one, you’ll have to talk about yourself, what you do and what you’ve done A LOT. You are your own marketer. Opportunities can come from surprising and unexpected places, so it’s important that you have a ready pitch of a few sentences about yourself and your freelancing services or products that you can use whether you’re at a holiday party or business fair. If you’re a private person by nature, try writing down and practicing the pitch until it becomes natural. Over time, you’ll get better at talking about yourself and doing self promotion. A little bit of hustling is essential to success in the freelancing world.[20]
Make sure to get business cards made so you can hand them out whenever you bump into someone and start chatting. These are an old – but still relevant – way to get your name out there.
6
Cope effectively with being alone. The lack of social interaction and communication of the office environment can make freelancers feel lonely and isolated.[21] While you’ll need to learn how to stay goal-directed and on task without the motivation of others, you should also take care to prevent loneliness from taking root. Try working in different spaces a day or two a week; take your computer to a local coffee shop and work there. Even just hearing the buzz of social interaction can make you feel less alone. [22]
You could also meet up with other freelancers for lunch or coffee to discuss problems, concerns, and other topics. There are a number of local business networking groups that can help connect people who work for themselves and usually remotely.[23]
There are also little things you can do to relieve feelings of isolation. Call someone, instead of sending an email, for example.

http://www.wikihow.com/Earn-Money-As-a-Freelancer

Napoleon Hill’s 17 Principles of Success – part 3

  • 5 września 2015

Budget Your Time and Money

Tell me how you use your time and how you spend your money, and I will tell you where and what you’ll be ten years from now. Take regular inventory of yourself to learn how and where you are spending your time and money. The secret of getting things done is: DO IT NOW! Time is too precious to be wasted on arguments and discontent. Some mistakes can be corrected, but not the mistake of wasting time. When time is gone, it’s gone forever.

How to Earn Money As a Freelancer

  • 1 września 2015

Two Methods: Becoming a Freelancer Understanding Freelance Work

Freelancing means to have different jobs or short-term assignments or contracts with number of companies, websites, organizations, etc., without any long-term contract. The Internet has greatly expanded opportunities to earn money working as a freelancer.

6 Easy Ways to Make $1,000 This Weekend

  • 30 sierpnia 2015

Forget those „make money fast” spam emails. Whether it’s for shoes or savings, here are the simple and real ways to score extra cash.

By Sandy Fernández

When I told my husband last summer that I wanted to throw a big weekend yard sale, he took in the news with his usual stoic resolve. He’s seen my cockamamy moneymaking schemes before: the eBay store that quickly fizzled, the „resellable” cupcake stands from

Napoleon Hill’s 17 Principles of Success – part 2

  • 29 sierpnia 2015

Inspire Teamwork

There is no record of any great contribution to civilization without the cooperation of others. Enthusiasm is contagious and teamwork is the inevitable result. A good football team relies more on harmonious coordination of effort than individual skill. Most people will respond more freely to a request than they will to an order. Helping others solve their problems will help you solve your own.

Learn From Adversity and Defeat

Everyone faces defeat. It may be a stepping-stone or a stumbling block, depending on the mental attitude with which it is faced. Failure and pain are one language through which nature speaks to every living creature. You are never a failure until you accept defeat as permanent and quit trying. Edison failed 10,000 times before perfecting the electric light bulb. Don’t worry if you fail once. Every adversity, every failure, and every unpleasant experience carries with it the seed of an equivalent benefit which may prove to be a blessing in disguise.

Cultivate Creative Vision

Creative imagination has its base in the subconscious and is the medium through which you recognize new ideas and newly learned facts. Synthetic imagination springs from experience and reason; creative imagination springs from your commitment to your definite purpose. Imagination recognizes limitations. Creative vision sees no limitations. Your imaginative faculty will become weak through inaction. It can be revived through use. The man who dipped a chunk of ice cream in chocolate and called it „Eskimo Pie” made a fortune for the five seconds of imagination it took to create the idea!

Maintain Sound Health

To maintain a Positive Mental Attitude and develop a healthy mind and body, you must conquer fear and anxiety. Anything that affects your physical health also affects your mental health. A Positive Mental Attitude is the most important quality for sound mental and physical health. Exercise produces both physical and mental buoyancy. It clears sluggishness and dullness from body and mind. If you haven’t the willpower to keep your physical body in repair, you lack the power of will to maintain a positive mental attitude in other important circumstances that control your life.

Napoleon Hill – Think and Grow Rich download

  • 28 sierpnia 2015

Think and Grow rich has been used by millions of business leaders around the world to create a concrete plan for success that, when followed, never fails. About the author: As a young special investigator for a national business magazine, Napoleon Hill was sent to interview Andrew Carnegie. During that interview, Carnegie slyly dropped a hint of a certain master power he used; a magic law of the human mind-a little known psychological principle that was amazing in its power. Carnegie suggested to Hill that on that principle he could build the philosophy of all personal success-whether it be measured in terms of Money, Power, Position, Prestige, Influence, or Accumulation of Wealth.

Here are some interesting observations by one of the greatest gurus on achieving success, Napoleon Hill:

„Before us lie two paths — honesty and dishonesty. The shortsighted embark on the dishonest path; the wise on the honest. For the wise know the truth; in helping others we help ourselves; and in hurting others we hurt ourselves. Character overshadows money, and trust rises above fame. Honesty is still the best policy.

Napoleon Hill’s 17 Principles of Success – part 1

  • 27 sierpnia 2015

Develop Definiteness of Purpose

Success and progress towards achieving your goals in life begin with knowing where you are going. Any dominating idea, plan, or purpose held in your conscious mind through repeated effort and emotionalized by a burning desire for its realization is taken over by the subconscious and acted upon through whatever natural and logical means may be available. Your mental attitude gives power to everything you do. If your attitude is

Napoleon Hill – PMA Science of Success download

  • 25 sierpnia 2015

Napoleon Hill(1883-1970)
Founder of The Science Of Success


„Whatever your mind can conceive and believe it can achieve.” – Napoleon Hill

American born Napoleon Hill is considered to have influenced more people into success than any other person in history. He has been perhaps the most influential man in the area of personal success technique development, primarily through his classic book Think and Grow Rich which has helped million of the people and has been important in the life of many successful people such as W. Clement Stone and Og Mandino.